Although the precise figure varies from source to source, it’s a good idea to keep between three and six months’ worth of living expenses in liquid savings. This amount of money might provide a fairly reasonable cushion in the event of a minor emergency, but if something catastrophic was to happen, it would not be enough to protect your family’s financial security.

businessman is carefully reading contract

In 2011, for example, the National Safety Council reports that the average economic cost of an incapacitating car accident injury was $70,500. Fortunately, those who are hurt in motor vehicle collisions may be able to recover compensation for the damages they incur as a result.

Building a strong claim that ultimately results in a fair settlement is challenging, but accident victims do not have to go up against the liable party’s insurance adjuster alone. If you were hurt in a crash that was not your fault, contact Campbell, House, & Cummins.

Wade L. House is an injury attorney in Monroe who will evaluate your case to determine if you have grounds for a claim. Mr. House will gather evidence, interview witnesses, calculate your damages, and help you fight for the maximum payout. Call 318-855-0285 to schedule a consultation.

What Can an Injury Attorney Do for You? 

Although it is possible to file a claim on your own, hiring a seasoned legal ally to guide you every step of the way could prove to be invaluable. In fact, for many accident victims, hiring a lawyer actually pays for itself because they manage to secure a much larger settlement than they would have been able to negotiate for on their own.

A personal injury attorney can:

  1. Prevent you from making critical mistakes during the proceedings;
  2. Gather proof of the opposing party’s liability;
  3. Gather evidence of the damages you incurred;
  4. Negotiate with the opposing party on your behalf;
  5. Prevent the insurance adjuster from bullying, intimidating, or taking advantage of you; and
  6. Mitigate potential disputes at every stage.

Prevent You from Making Critical Mistakes  

There are countless ways to jeopardize a legitimate personal injury claim, but if you hire a lawyer from the start, you can avoid all of the most common mistakes such as:

  • Providing the insurance adjuster with a recorded statement before knowing the full extent of your injuries;
  • Posting photographs or status updates on social media that the opposing party can use against you; and
  • Failing to track all costs associated with recovering.

Gather Proof of Fault and Evidence of Damages

If you are coping with serious injuries, you should not have to worry about obtaining an official police report, interviewing witnesses, or gathering medical records. By hiring an attorney to do all of this for you, you can focus on your health.

Negotiate with the Opposing Party

Insurance adjusters are skilled negotiators, and they know how to persuade a claimant to accept the smallest settlement possible. Fortunately, seasoned lawyers are familiar with all of their tactics, and they do not let clients accept anything less than what they deserve.

If you sustained injuries in an accident and want to reap the benefits of hiring seasoned legal counsel, contact Campbell, House, & Cummins today. Call 318-855-0285 to schedule a case evaluation with an injury lawyer in Monroe. You can learn more about collision claims in Louisiana by visiting