Because Louisiana is a fault state in regard to auto wrecks, motorists must purchase a certain amount of liability insurance before they can register a vehicle. This coverage, which compensates accident victims for property damage and bodily injury, applies when the policyholder causes a collision.
Smartphones may have improved modern life in countless ways, but there is at least one major drawback of constant connectivity. TIME reports that the number of collisions involving distracted drivers has spiked in recent years, coinciding precisely with the increasing popularity of these powerful gadgets.
According to the U.S. Department of Veterans Affairs, motor vehicle collisions are a leading cause of post-traumatic stress disorder (PTSD) among both men and women. Even minor accidents can be inherently traumatic and affect the victims psychologically for months—or years—to come.
According to The News Star, a 74-year-old man who had stopped to help others involved in a motor vehicle collision sustained fatal injuries while walking toward the wreckage. The initial accident happened on a Sunday afternoon earlier this month on Interstate 20.
When it comes to damages following a motor vehicle collision, hospital bills are just the tip of the iceberg. In cases involving debilitating injuries, the victims might also incur costs associated with home care, physical therapy, vocational retraining, lost wages, and loss of earning capacity.
Intersections are notoriously dangerous because they can essentially set the scene for nearly every kind of car accident. T-bone collisions are likely when motorists ignore right of way laws, rear-end crashes can happen when distracted drivers do not stop for red lights, and sideswipe accidents can occur when people fail to follow their lane’s turning designations.