Your teen just received his/her driver’s license and is ready to begin driving on their own. While this is an exciting time for them, it is probably one of the most stressful times for you. Because it has been estimated that 704 fatal car crashes occurred in Louisiana in 2016 alone along with thousands of other wrecks that resulted in injuries sustained, it is likely you are feeling concerned and overwhelmed as the last thing you want is your child to be next to engage in a car crash [Source: Insurance Institute for Highway Safety]. [Read more…] about What are Some of the Responsibilities of Newly Licensed Teen Driver?
If you’re looking to make a little extra money on the side as an Uber or Lyft driver or you are looking to work full time as a rideshare driver, there are a few things you need to know about insurance. While many are under the impression that they can just begin working for a company and use their own vehicle to transport people around, it isn’t that simple. Because auto accidents are a common occurrence in Louisiana, you need to be sure that your insurance is going to protect you and cover you in the event you are involved in one when your vehicle is being used to earn income. [Read more…] about What Type of Insurance Do I Need if I Want to Work for Uber or Lyft?
The state of Louisiana is one of the states in the U.S. that currently has the highest insurance rates for drivers. This is partly because there are many drivers that aren’t carrying the minimum insurance requirements that the state stipulates every driver must have which can make an accident extremely costly for an insurer when involved with an uninsured/underinsured driver. While most people are aware that auto insurance serves as a form of protection for vehicle damage and the unexpected burglary, it is also necessary in the event you are involved in a wreck. [Read more…] about What is the “No Pay, No Play” Law in Louisiana?
If your vehicle recently sustained damage or you suffered an injury as a result of an auto accident, you are likely preparing to file a claim with your insurance company in an effort to get your vehicle repaired and your medical bills covered. While this is the general process most people follow after being involved in an auto accident, there are a few things you need to consider before submitting your claim through your own insurance company. [Read more…] about Should I File an Auto Insurance Claim Through My Own Insurance Company After an Accident?
Whether your teen has been driving for a few months or even a few years, despite their level of experience, there are a few things they need to be made aware of when it comes to car crashes. The reality is, 235,845 teens were treated in emergency rooms for the injuries they sustained in auto accidents in 2015 which means these types of incidents are rather common [Source: Centers for Disease Control and Prevention]. Therefore, your teen needs to understand how to handle the situation in the event they find themselves involved in a crash. [Read more…] about What Every Teen Should Know About Being Involved in a Car Accident
You were involved in a car accident in Monroe, LA recently and now it is time to file a claim through your insurance carrier. What is the first step you should take? While this might be common knowledge for some, others who have never been involved in a wreck may not be aware of the steps they should take in terms of filing a claim with their auto insurance carrier. [Read more…] about What are the Steps Associated with Filing a Car Insurance Claim in Louisiana?